Xiaoyan is reviewing her financial situation and has asked the bank' s accountants for advice. She has a monthly salary , and some shares in the bank. Although a small pension will be paid by her bank , it will not be enough to Iive on comfortably.

Xiaoyan decides to buy a Iife assurance policy, so that she can get more pension income when she retires. This was suggested by the accountants. She must pay in £100 regularly each month, and she cannot get anything back until she is 65 years old. These kinds of assurance policies may give better yields than deposit accounts. Life insurance is also included. If one dies before 65 years old , the policy pays out much more than the investment. A life assurance can provide added security. She thinks it will be a good long-term Investment.

21. Why did Xiaoyan ask the accountants?（）

A. She was worried about her future.

B. She was losing much money.

C. She wanted to have a pension.

22. What was suggested by some accountants?（）

A. Life insurance.

B. Life assurance.

C. Her retirement.

23. How often does she have to pay?（）

A. Until 65 years old.

B. Monthly.

C. Every year.

24. When will she get a pension?（）

A. When she changes jobs.

B. When she stops working.

C. When she is 65 years old.

25. What kind of investment is life assurance?（）

A. Short-term.

B. Low-risk.

C. Long-term.